Home comfort, your way.

Three, and you pick on the product page. Rent it fully serviced for a monthly price, and it becomes yours at year 15. Finance the purchase straight from Arctic at 12.99% fixed over 3 to 10 years, with your APR shown before you sign, and own it from day one. Or buy it outright. Professional installation is included every way.

A rental or a financed purchase may be subject to a credit check, as your agreement explains. Arctic finances its own customers directly, and there is no application fee.

The equipment becomes yours at year 15, at no extra cost. You can also buy it out earlier at a price that is fixed in your agreement when you sign, and you can see today’s buy-out price any time in your customer portal. If you sell your home first, you can transfer the rental to the new owners instead.

Yes. Arctic finances purchases directly at 12.99% fixed, over terms from 3 to 10 years. You own the equipment from day one, and there is no down payment. It may be subject to a credit check. Your monthly payment, the APR, the total of payments and the full cost of borrowing, including the one-time PPSA registration fee, are all shown before you commit.

Every price includes the equipment, professional local installation, and removal of your old unit. Rentals also include service and repairs for the life of the plan. On a purchase, a $14.99 a month (plus HST) protection plan is optional. HST is added on top, and nothing is added on install day.

On a rental, yes, once a year, on the anniversary of your install. Increases are nominal in nature and tied to CPI and Arctic’s annual surcharge. The exact amount for every year, from the first to the fifteenth, is set out in your agreement before you sign, so there is nothing to guess and no other increase at any point. Purchase prices, financed or paid once, do not change at all. And you can buy out a rental at any time at a price fixed the day you sign, which drops every year and never rises.

Arctic serves the GTA and well beyond it, from Oshawa to Kitchener and Barrie down to Niagara Falls, including Hamilton, Guelph and Brantford. Enter your postal code at checkout and we’ll confirm install availability before you book.

You can transfer it to the new owners. Mention the rental in the agreement of purchase and sale, give us the buyer’s name and the closing date in your customer portal before closing, and bring your account up to date. Once the new owners accept the agreement, your payments end. There is no buy-out required and no transfer fee. If you would rather hand over the equipment owned outright, you can buy it out first at the price fixed in your agreement.

On a rental, yes: a 30-day trial, and the 30 days run from the day your equipment is installed, not from the day you order. If your rented equipment isn’t right, we’ll make it right or take it back, with no fees. Financed and outright purchases do not include a trial, so if you are buying, ask us anything you want to know before you order. One exclusion on rentals: the trial doesn’t apply to new home installations arranged through a builder.

You choose the install date, so you can book the soonest one that works for you. Pick a morning, afternoon, or evening window at checkout, and we call to confirm it. Every install and repair is done by licensed professionals. On a rental or a financed purchase, you also complete a short online identity check after you sign, and we confirm the install once it is done.